So you get into a car wreck of some sort. Maybe it was your fault. Perhaps it was someone else's fault. Maybe it was a total accident because of weather conditions. There are all sorts of reasons that crunches can happen. But now, you have to decide what to do next. And there may be several steps involved.
Go through a checklist in your mind. First, you have to gather information about the wreck. Then you should call the police and potentially a lawyer. You need to scan through your insurance policy at some point to see what your coverage is. And then you have to take steps to get back on the road, whether that means fixing the vehicle you have or buying a new one.
Immediately after a car wreck, you need to gather information. Many people will keep a car accident checklist in their vehicle so that even if they're shocked, confused, or angry, they still have a list that they can follow. Be sure to have this list set up in advance and put it in your glove box so that you immediately have something to turn to make sure you don't forget any important details.
Call the Police and a Lawyer
After you get information from all the people in the wreck, then you need to call the police, and then you should probably call a lawyer. Contacting a car accident attorney means that you will forget any necessary steps that can help you out in legal proceedings in the future. Especially if there is a significant amount of damage or if someone is injured, making sure that you have a lawyer representing you can be the difference between one conclusion of the situation and another.
Scan Through Your Insurance Policy
Understanding your car insurance policy can be more difficult than you imagine. You may think you have a particular type of coverage, but the fine print will tell you otherwise after you've been in a car wreck. Also, you need to know if your insurance costs are going to increase because of the occurrence of the accident. Many people don't thoroughly read through their initial car insurance policies, and end up being surprised when they have to make claims later.
Get Back on the Road
After you're in a car accident, you may not be able to drive your vehicle. At that point, you have to figure out how to get it towed, how to get it repaired, and how to get yourself back on the road. If your car is completely totaled, you may have to make decisions about how to use your insurance money to get a new vehicle so that you can have transportation again.