Remember back when Sally Struthers implored us to better ourselves through education so we could make more money? Sure, we all do. But how many people used that money to make their lives better in the long run? Financial planning isn’t fun and it can be stressful at first, but once you get started it can change your life for the better.
Would it surprise you to learn that 40% of Americans say they have never had a budget? This explains at least part of the reason there is a savings emergency in this country. For most people it doesn’t have to be this way. We all fall on hard times, so planning from the getgo for those hard times can help you make it through them.
Start by figuring out what you want in life, from your career to your retirement to your family to how you want to spend your free time. Learn more about financial planning for the life you want below!
Wanting to live well in the moment while saving for an enjoyable retirement can be a financial conundrum. Likely, your dream life falls somewhere in between. Regardless of what your personal and financial goals are, these tips will help you start.