4 Tips For Agreeing On Finances As a Couple

Before you get married, you may not fight about many things.  However, once you tie the knot and your lives become merged, particularly your finances, things can start to get more complicated.

You may believe in keeping your assets safe and secure by getting insurance from a site like Pretected, while your spouse has a more relaxed point of view.  Your partner may love eating out at restaurants, but you feel it’s squandering your money.  

Unfortunately, neither one of you is going to convince the other.  The only way that it’s going to work is by putting forth effort on both of your parts.

Not every couple is financially compatible, which can cause confusion and anger in your relationship.  If you and your partner don’t see eye to eye about your shared money, then take a look at some of the best ways to reach an agreement.

Hear Each Other Out

Listening to the other person’s point of view is essential.  Often you may assume that you know best, but if you take the time to understand the way they see things, you may change your mind.

Rather than having a full-blown screaming match when you start to butt heads, sit down and have a talk.  Give your point of view and listen to theirs.

Even if you still wholly disagree at the end of the conversation, at least you gave them the respect to hear them out.

Never Make Large Purchases Without Consulting Each Other

One of the best ways to infuriate your spouse and make them feel betrayed is to make a large purchase without asking them first.  Your money belongs to both of you, so until you both agree on the item that is to be purchased, the transaction should not be made.

Until you both reach an agreement that this is, in fact, something that you both want, the plans should be put on hold.  

Create Common Goals

In order to have a common attitude about money, you should both create goals together as a team.  

Sit down and talk about how each one of you views money and what your longterm goals are.  Surely you can find at least several ways that you share the same visions about your future.  

Once you have created some goals together, then you’ll work as a team rather than opposing forces.

Create A System That Works For You

In order to reach an understanding, you should both strategize a way to meet your goals that works for everyone.

Perhaps one of you can agree to take care of certain expenses, while the other focuses on rent.  You should also have a shared accounting system so that you can keep up with your budget as you go along.

Anna Johansson
Anna is a freelance writer and researcher from the Olympia, WA area who loves to obsess about weird topics and then write about them. When she isn't writing, she is outside on her bike and comtemplating her eventual trip to graduate school.

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