Every day you make decisions. You choose what to eat. You choose who to talk to. You choose what you say. You choose much of how you interact with the world around you. If you wake up every day and tell yourself that you are going to make moral decisions that create positive life opportunities for you and the people around you, then you will go far. However, there are entirely different sets of choices that will quickly get you in trouble.


Four of them are specifically apparent. Drinking and driving is never a good idea. If you are privy to any insider information about business dealings, making unethical choices will give you unfair advantages financially and will get you into trouble.

Putting any hate speech online is becoming more and more problematic as people don’t understand the ramifications of the permanence of the Internet. And, if you make progressively worse financial decisions and end up in debt, there is often no way out of that spiral once you get in it.

Drinking and Driving

If you choose to drink and drive, ultimately there is a high chance you will get caught and be charged with a DWI. If you are convicted, it will change the rest of your life. Your car insurance rates will go up. You will have a criminal record. You may not be able to get certain jobs in the future.

And if you harm someone because of your drinking and driving, you will have that psychological trauma to deal with for the rest of your life.

Unethical Insider Choices

Insider trading is illegal. It may feel like something that you want to do because you have access to information you can profit from. However, not only is it unethical, if you get caught, you will have to pay fines, give back everything that you earn, and potentially end up going to jail. It’s just not worth it. Avoid unethical and illegal decisions, and avoid the consequences that go with them.

Hate Speech Online

Want to get in a lot of hot water fast? Want to get fired from your job? Want to end up on the front page of digital newspapers as someone who is to be avoided, harassed, or ridiculed? If all those things sound good to you, then go ahead and post your hate speech online.

Freedom of speech does not mean freedom from consequences. Especially in online environments, this is something that people fail to realize, and they will suffer consequences for their negative and harsh opinions online.

Going Into Debt

Ultimately, it is up to you to stay out of debt. You need to learn how to use credit cards wisely. You need to learn how to live within your means. Once you go into debt, it can feel impossible to come back out, especially if you don’t want to take a major step down in your standard of living.


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