Statistics tell us that 17 percent of people who use the phrase YOLO will die before they reach 35, the main cause being too turntup on Four Loko. Ok, this isn’t a legitimate stat, but there is a close relationship with age and fatal drunk driving accidents. Thirty-two percent of drivers involved in fatal accidents involving alcohol are in the 21-24 age group. And even if you’re not partial to the #yolo trend, there is still a disturbing death rate in the US for youngins. Fifty-nine people per 100,000 in the ages 10-24 will die, putting the US at the lead for death rates in young people of the developed world. The highest causes being traffic accidents and violence accounting for nearly half of those deaths, followed by suicide.

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Amidst all this bleakness, there is one silver lining: life insurance. Now before you go “Nah, I’m too young for life insurance, I don’t need that. Here, hold my beer, bro,” hear us out. Insurance premiums are based on your age at the time of application, and can save you hundreds of dollars if you apply before you have a family. This could be especially helpful if you plan on making a family and want to keep costs low during the beginning years. If you were to die young, life insurance could pay for student and car loans, credit cards and various other debt.

Check out the infographic below presented by InsuranceQuotes.com and let us know what you think in the comments.

Life insurance: Young people can leave a legacy too [Infographic]

From: Bankrate Insurance’s insuranceQuotes.com

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